Peace of Mind

Ensuring the repayment of your mortgage if the worst happens

Life Assurance

Protection or Life Assurance policies pay out a lump sum in the event of the death of the mortgage holder so that a spouse or dependents can repay your outstanding mortgage debt and are not faced with having to sell the property at a difficult time.

Critical Illness

Critical Illness policies pay out a lump sum which can be used to repay your outstanding mortgage debt, or just make the mortgage payments during a difficult time. Not having to worry about this means you and your family will be free to concentrate on treatment or recovery.

​A house is one of the largest financial commitments many of us make and it can be at risk in the event of not continuing to make mortgage payments. Mortgage Monkeys always recommend that you consider this when arranging your mortgage and can advise and recommend suitable policies that meet your needs.

Ensuring you meet your mortgage commitments should you be unable to work

Income Protection

Income protection policies allow you to cover some or most of your income in the event of you being unable to work. Particularly important for the self-employed they would cover not only your mortgage payments but your food and bills too.

Taking away your income will have drastic implications on your lifestyle and Mortgage Monkeys always recommend that you consider this when arranging your mortgage and can advise and recommend suitable policies that meet your needs.

Protecting your home and personal possessions

Buildings Insurance

Mortgage lenders will require you to have a suitable buildings insurance policy in place when you take out your mortgage. Building insurance pays out in the event of damage to the building itself usually to repair it, or in the worst scenario re-built.

Contents Insurance

Contents insurance is not compulsory Mortgage Monkeys always recommend that you consider it so that in the event of a fire, flood or even theft you can replace your personal possessions including furniture, clothes and appliances.

Mortgage Monkeys are happy to research the market and provide easy, hassle free Buildings and contents quotes for you to consider. Just ask your advisor.